Instant Personal Loan

  • Get your personal loan eligibility in minutes !

  • Loan Repayment Tenure - Min.12 Months, Max. 60Months

  • Annual Interest Rate 11.99 to 23.99%

  • Reference loan quote for amount Rs. 20 Lac

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    PERSONAL LOAN

    Personal Loan

  • Get your personal loan eligibility in minutes !
  • Loan Repayment Tenure - Min.12 Months, Max. 60Months
  • Annual Interest Rate 11.99 to 23.99%
  • Reference loan quote for amount Rs. 20 Lac
  • BASIC ELIGIBILITY CRITERIA

    Good Credit Score

    Aadhar Card , Voter ID / Driving License and PAN Card

    Above 23 Years of Age

    Self-Employed or Salaried Professional

    Resident of India

    Bank Statements for The Last 3 Months

    Valid Bank Account

    Salary Slips for The Last 3 Months

    What is a Personal Loan?

    Personal Loan is a kind of unsecured loan that can range from short term to medium term. You can fulfil your monetary needs like debt repayments, holiday planning, emergency medical expenditure, down payments, wedding expenses etc. There are certain criteria like income details, employment details, credit history and CIBIL etc. This loan amount is disbursed by a bank or any NBFC i.e. Non-Banking Financial Company. For the ease of borrowers, there are few tools such as Personal Loan EMI Calculator through which they can derive the interest to be levied upon them. This helps them to compare and choose the desired personal loan from the best source.

    Why to avail Personal Loan?

    There are so many options for personal loan usage. But, one should always decide wisely in terms of spending the amount. The reasons for availing a personal loan are diversified, for example:

    • Emergency medical expenditure
    • Holidays with family
    • Admission of children to school and college
    • Repayment of Credit Card outstanding
    • Business prospects
    • Relocating to a place or renovating the house
    • Buying new gadget

    What are the benefits of a Personal Loan?

    You never know when a temporary and unpredictable financial difficulty comes across in life. For that, personal loan is one of the most fast and easy form of loan available for you. Due to our quick approval system, personal loan gets cleared within a quick duration and as soon as all the documents are verified.

    • Less Documentation: As there is nothing like asset verification or guarantee, a personal loan requires very less documentation. As soon as the documents are verified, your loan is approved.
    • Easily Available: A personal loan is so easily available that it becomes its biggest advantage. All the banks and other financial companies offer personal loans for salaried or self-employed individuals.
    • Fast Loan Approval & Disbursal: Personal loans get instant approval on online loan requests. If you are looking for a personal loan online, it will take only 2-3 working days to get the whole loan process completed.

    What are the documents required for availing Persona Loan?

    The personal loan documentation differs from salaried individuals to self-employed ones. Below are the lists of required documents:

    For Salaried Individuals:

    • Identity Proof- AADHAAR, Driving License, Voter Id, PAN Card, Passport.
    • Residential Proof- Electricity Bill, Telephone Bill or any authorized residence proof.
    • At least three months’ salary bank account statement.
    • At least three months’ salary slips.

    For Self-Employed Individuals:

    • Identity Proof- AADHAAR, Driving License, Voter Id, PAN Card, Passport.
    • Residential Proof- Electricity Bill, Telephone Bill or any authorized residence proof.
    • Proof of Income: Audited proof of last two years’ income.
    • Bank account statement of at least six months.
    • Official address proof.